welcome to HBS Insurance

Your Local Insurance Partner in the Greater Louisville & Southern Indiana Area

Proudly serving businesses, families & livelihoods that puts your needs—not the insurance companies—first.

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protecting local families and businesses

Insurance Options that Fit Your Goals

For more than 30 years, HBS Insurance has helped Southern Indiana families and businesses find reliable, affordable coverage close to home. As an independent insurance agency based in historic downtown Jeffersonville, our team takes pride in serving neighbors across the greater Louisville and Southern Indiana area. Whether you’re protecting your family or your company, our local roots and regional expertise mean you get coverage built around your needs—not a corporate checklist.

Business Insurance →

Tailored policies for contractors, restaurants, trucking companies, and small businesses that keep Southern Indiana running. From workers compensation to general liability, we help local businesses stay protected and compliant.

Personal Insurance →

Flexible coverage for the people and property you value most, including auto, home, renters, and life insurance. Our independent agency status lets us compare carriers to find the right blend of value and reliability.

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experience you can trust

Why Southern Indiana turns to HBS Insurance

Our agency began right here in Jeffersonville, IN. Today, our family continues that mission by offering customized protection to clients across Southern Indiana and the greater Louisville area. That local understanding drives smarter coverage and faster, more personal service.

  • Local expertise and 30+ years of trust

  • Personalized service, easy quotes

  • Community-focused approach

giving back to the region we call home

Our Community Involvement and Local Support

Being part of Jeffersonville means more than running a business—it means showing up for our neighbors.We believe that investing time and care in our community builds the same trust that drives our business relationships. Supporting Southern Indiana is part of who we are, and we’re always looking for new ways to help the people who make this region special.

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answers you can count on

Real Answers From Real People

  • How long has HBS Insurance been serving Southern Indiana?

    We’ve proudly served the Jeffersonville and Louisville area for more than 30 years, providing local expertise and personal service for families and businesses alike.

  • What types of insurance does HBS offer?

    We specialize in both commercial and personal insurance—covering contractors, trucking, restaurants, auto, home, renters, and life. Our independent agency status allows us to shop multiple carriers for competitive pricing.

  • Are you licensed outside Indiana?

    Yes, we’re licensed in Indiana, Kentucky, Ohio, and Tennessee. Our strongest presence is in Southern Indiana and the greater Louisville area.

  • Can I get a quote online or by phone?

    Yes. Most clients prefer to call us directly for a faster, more personal quote experience, but you can also request one using our contact form at any time.